Explain business cycle Videos

The only thing that confuses me (which hopefully someone can clarify) is why would someone put money into savings with the idea that someone could take it and use it for their own investment endeavors? Seems like deception to me. We put savings into the bank FOR OUR OWN future consumption. What incentive do savers have to give out their money for other people to simply take away and use on themselves?

Video sponsored by the same banks that needed bailouts :D

If Bank systems work so much, how come they're unequal between the Investor and the Consumer? The investor gets plenty fees from Banks i.e. withdraw and deposits and overcharges. Yet, when an Investor's money is BORROWED from a Bank to Loan to a Consumer, not charge is applied from borrowing from people.

WHEN GOVERNMENTS INTERVENE ? CENTRAL BANKS ARE NOT GOVERNMENT

The free market works. Why do the American people now hate it?

Actually the government does manipulate those goods via things like subsidies. They subsidize corn and sugar for example, not 'veggies' and the government does that because industry lobbies to get the laws so that regulations benefit a few in business to keep you and anyone else from create real competition. Yet, it is also true that individuals can manipulate. In a pure free market, individuals (not the goverment) are free to 'manipulate' too and that is what actually happens in the past. Sometimes the manipulation is they have to make it 'illegal' such as concepts like 'insider trading' but there are many types or flavors of this sort of thing. So if one demonizes the 'government' and by that lets be clear we mean federal government as if the state government or local government is awesome sauce and saintly. Nope, not even. That means if your anti-government and say your the Governor of Texas, you'd also need to be against the state government of your own state. But the focus should be on individuals, especially well placed ones who manipulate, rather than a 'government policy'. Both are something that must be taken into account as both are the source of bad outcomes (not simply one or the other).

I think you'd be surprised to find out that a great deal of investment is found in private equity leveraged buyouts. Usually this means businesses that are failing get bought up and wrung out so that the firms still fail, but someone makes a profit. Investment in this sense actually decreases capital. The theory for Austrians states that BAD investments are made with easy money - like buying an overpriced house. When the Fed raises rates again PE firms go bankrupt and mortgages become to pricey.