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Car financing islamic bank Videos

Sheikh Imran Hosein on Credit Transaction & Islamic Banking.mp4

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ISLAMIC BANKING.. they said it TRADING but what they simply did is rebranding to ISLAMIC terms and put "AQAD" in placed so it will look like trading...READ.. "Those who eat riba (usury) will not stand (on the Day of Resurrection) except like the standing of a person beaten by Shaitan (Satan) leading him to insanity. That is because they say: "TRADING IS ONLY LIKE RIBA (usury)," whereas Allah has permitted trading and forbidden riba (usury). So whosoever receives an admonition from his Lord and stops eating riba (usury) shall not be punished for the past; his case is for Allah (to judge); but whoever returns [to riba (usury)], such are the dwellers of the Fire - they will abide therein." ( سورة البقرة , Al-Baqara, Chapter #2, Verse #275)
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The bank or whichever parties want to sell things higher than the the price they first bought is OK if the transaction is in cash. Do you get that? What makes it haram is when you sell it on credit and because you attached the time frame for it to be paid you raise the price. So time is money, in Islam it's haram. You cannot raise the price only because you have to wait for it. Time does not generate money. Lending in Islam is a charity towards the poor, not to gain profit from their misery.
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So if all this is Haram , how can i buy a house for 100 000 euro ?? you cant buy a house for that price cash , and i see the trade between bank and buyer as a business , because the bank sells you the house after 20 years , and we all know that the price of houses grows up. the example the sheikh came with that house of 500 000 the value of it after 20 years will be more dan 1million . its the second time the sheikh desapprove the way islamics bank do business, if its true give us a solution
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im a bit confused. so lets say a bank (B) buys a car from C at price $X. B then goes to person A and sells it to him for price $X+Y (Y is profit) in a cash transaction. this is murabaha and its halal b/c its a cash trans. so far so good. but then isnt a cash transaction taken place right away? what would be the point of going to the B then? the only reason would be that u dont have the money needed to buy the car, so going to B for help is a moot point in the case of a cash transaction.
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which brings me to credit transaction. lets say u want a car from C, but dont have money to pay for it, so u go to B. B buys the car from C for $X and then sells it to u for $X+Y. u have to pay $X+Y over 10 yrs. sheikh seems to be saying that this is haraam b/c its a credit, not cash transaction. i understand that. but then if A has to pay B $X over 10 yrs, there is no profit and so no point for B to be doing this. So my question is what is the ISLAMIC way to make a profit in this case?
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u are calling me a liar b/c u dont believe there are scholars who hold the view that aisha did not marry at 6. i have proven to u im not. thats what i was referring to. and are u blind or just plain stupid? i have given u 3 videos to watch. i have told u to visit a site that has an article that addresses this claim. i have given u the names as well. and no they havent been called kaffir at all. ever heard of using ur mouse to scroll up? it can do wonders...
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ISLAMIC BANKING.. Finally when you fail to pay your loan in a period of time..they will take BANKCRUPTCY action against you.. this is the way to devouring our substance wrongfully..READ... "And their taking of riba (usury) though they were forbidden from taking it and THEIR DEVOURING OF MEN'S SUBSTANCE WRONGFULLY. And We have prepared for the disbelievers among them a painful torment." ( سورة النساء , An-Nisa, Chapter #4, Verse #161)
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if buying a house makes you commit the great sin of riba then don't. Be satisfied wth your present situation. If you can rent, just do it. It makes no difference because you still have shelter to live! The rising prices of goods is because the world has turned against Islamic monetary system which is riba free and inflation-free. So the rising prices is the sympton of turning against Allah's order. To get out of inflation and riba, go back to Islam!
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first u wouldnt believe that a scholar would say that. now ure attacking his credibility. shame on u. ure just grasping at imaginary straws now to try and preserve ur pride and satisfy ur ego. it would be much better for u to just accept the fact that some of the best known scholars in the muslim world have refuted ur islamophobic claims. and actually the imam at my mosque did say it during a sermon so i dont need to thx..
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HAHAHA u prove time and time again that u are close-minded. sure go ahead and keep copy and pasting. it makes no difference to me. theres credible evidence that the claim that she was 6 is false. I go with the evidence presented not the ramblings of a madman. the only reason ure in denial is b/c ur world will come falling down if u admit that islam and muslims arent evil. ur reality depends on that view.
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Oh and also concerning loans (i know that ethically in islam, giving a loan is meant to help a person not for profit, but please bear with me). How would a bank then make money by off a loan (without interest of course) and still be in compliance with Islamic law? (maybe there is already a way but i dont know much about this subject). anyways Jazakallah'khair for answering.
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interesting how u found this page...stalking me are u? riba is haraam to us. if we dont want to charge interest then thats our concern not urs. and btw look at ur own societies. western economies are falling apart b/c of interest. it doesnt matter what system u impose b/c that will be the case in the long run if u use riba. as for spoils, what do u think spoils are for?
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so u once again show ur close-mindedness. not only that but u insult someone just b/c they have a different worldview than u...stop with ur babbling. ur 3 hadiths have been refuted. what more do u want? deal with it and get over it! u have no dignity, shame or self-respect whatsoever. go ahead and continue calling me a liar but u should really go see a psychologist.
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Malik said that it was disapproved of for a man to buy goods from someone for either a dinar cash or for a described sheep on credit and that one of the two prices was obliged on him. It was not to be done because the Messenger of Allah, may Allah bless him and grant him peace, forbade two sales in one sale. This was part of two sales in the one sale.
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ISLAMIC BANKING.. What they do when you late paying the bank loan? The riba will increase..Same as islamic bank they introduced penalty to you..READ.. "O you who believe! EAT NOT RIBA (usury) DOUBLED AND MULTIPLIED, but fear Allah that you may be successful." ( سورة آل عمران , Aal-e-Imran, Chapter #3, Verse #130)
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Malik said that if a man bought goods from a man for either 10 dinars or 15 dinars on credit, that one of the two prices was obliged on the buyer. It was not to be done because if he postponed paying the ten, it would be 15 on credit, and if he paid the ten, he would buy with it what was worth fifteen dinars on credit.
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btw u have a major problem calling me a liar again and again w/o anything to back up ur claims. does it make u feel better? make u feel superior? instead of hurling baseless accusations at someone, u should try and follow their advice and search up what theyre telling u to.
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Imam Malik Muwatta: Book 31, Number 31.33.74: Yahya related to me from Malik that he had heard that al-Qasim ibn Muhammad was asked about a man who bought goods for 10 dinars cash or fifteen dinars on credit. He disapproved of that and forbade it.
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and go to the site islamnewsroom. they have an article disproving the paedophile claim. and while ure at it also search up on utube 1)Proof of Aisha's Real Age As 20 When Married to the Prophetpbuh 2) Aisha's age at marriage... NOT 6 or 9
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well maybe if u searched it up as i told u to u would have seen. its on utube. u didnt bother to do as i said and then u STILL had the nerve to accuse me of lying? do u not have any shame?
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that hadith has been established by MUSLIM scholars to be false. search up: scholars confirm - profit muhammad did not marry aisha at age 6 do it if ure so confident of ur claims.
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