to clarify some of your statements for Verizon, the deductible is based on
smartphone not smartphone, it's worded basic or advanced phones, for
example, the Motorola Citrus, LG Vortex and LG Enlighten are all
Smartphones, but are in 45 dollar deductible tier. On the other side the
Sharp Kintwo, Lg Dare, LG voyager and LG Env Touch are all 99.00
deductibles but are not smart phones, but were marketed as high end devices
on their respective releases.