Universal motorcycle insurance Videos

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Great topic that impacts heavily. I'm age 62, male-homeowner-cleandriving record blah-blah-blah with progressive paying approx $275/yr liability only for my insane superb Cbr1100xx

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I just got my first bike last week and got my endorsement yesterday. I'm a male, 35, own my own home, bike is being paid for. I called my car insurance (encompass) and they informed me they wouldnt cover me because i am a rider with less than 5 years experience riding. I was looking into 3 bikes to purchase and was quoted through my insurance agent getting a quote from a participating carrier $1,300 a year for a 2013 slightly used (3k miles) Triumph Daytona 675. I estimated this to be a middle ground rate for a sportbike and my other two choices were a 2013 left over, new R6 and a 2014 left over, new CBR 650F. I figured insurance would be slightly more for the R6 and slightly less for the CBR and i went to two different dealerships to see the bikes. The CBR dealer had none in stock but a quick trip to www.cycle-ergo.com showed me my riding position based on my height and inseam. The CBR has a very sporty look but is almost a fully upright position. That was a plus to me and the dealer made me an extremely insane deal if i bought a left over in their warehouse. So i put down over half the cost of the bike to keep my payments at $100 a month and then went to progressive.com on my phone and got my insurance from them. Full coverage with a $500 ded. and $250k med funding came to only $360 for the year. I was very surprised it was so inexpensive and I had to check it twice to make sure I had read it correctly. My full demographics put in were: Male, married, own home, live in NJ, currently does NOT have motorcycle license (had permit at the time), employed, bike used for pleasure. That was the middle quote from them. There was a full-blown coverage and a lower liability (plus minimum needed to cover bike with bank lien) the lower was $320 the higher was just over $800. Hope this helps. I was informed by my insurance that at 35 males move out of the high risk category (guess my waning testosterone) and the bike was my birthday present to myself... Lowered rate was a bonus of which I was unaware. I have heard horror stories of super and hypersports having early 20 something males insurance rates over $1,000 a month.

Cheap Insurance Rates for Bad Drivers Cheap Insurance Rates for Bad Drivers Cheap Insurance Rates for Bad Drivers Related topics: cheap insurance rates, cheap life insurance rates, cheap term life insurance rates, cheap motorcycle in... From: Insurance Advice TV Views: 1 0 ratings Time: 02:32 More in Howto & Style